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| Provider | Service type | Compensation |
|---|---|---|
GALECKI FINANCIAL10+ years Service code 27 · EIN 20-3255637 | Advisory (Plan) | $74,478 |
ASCENSUS LLC10+ years Filed as: ASCENSUS CONSULTING Service code 13 · EIN 11-3665754 | Contract Administrator | $31,199 |
CHARLES SCHWAB & CO., INC.10+ years Filed as: CHARLES SCHWAB BANK Service code 18 · EIN 42-1558009 | Custodial (other than securities) | $18,834 |
Filed as: PHILLIPS FINANCIAL MANAGEMENT Service code 27 · EIN 20-1131890 | Advisory (Plan) | $1,893 |
CHARLES SCHWAB & CO., INC.10+ years Service code 71 · EIN 94-1737782 | Brokerage Fees | $854 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,844 | $55,446+204.5% | $155,574+8.5% | $74,429+126.9% |
| Participation rate | 100.0% | 61.9%+38.1pp | 78.2%+21.8pp | 67.2%+32.8pp |
| Annual return | 12.84% | 269.20%-256.4pp | 64.87%-52.0pp | 1368.38%-1355.5pp |
| Employer contribution / active EE | $2,659 | $2,266+17.3% | $4,676-43.1% | $2,625+1.3% |
| Participant deferral / active EE | $5,688 | $2,836+100.6% | $5,629+1.0% | $4,348+30.8% |
| Admin fee / account holder | $561 | $1,743-67.8% | $15,914-96.5% | $1,944-71.2% |