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| Provider | Service type | Compensation |
|---|---|---|
GALECKI FINANCIAL10+ years Service code 27 · EIN 20-3255637 | Advisory (Plan) | $74,478 |
ASCENSUS LLC10+ years Filed as: ASCENSUS CONSULTING Service code 13 · EIN 11-3665754 | Contract Administrator | $31,199 |
CHARLES SCHWAB & CO., INC.10+ years Filed as: CHARLES SCHWAB BANK Service code 18 · EIN 42-1558009 | Custodial (other than securities) | $18,834 |
Filed as: PHILLIPS FINANCIAL MANAGEMENT Service code 27 · EIN 20-1131890 | Advisory (Plan) | $1,893 |
CHARLES SCHWAB & CO., INC.10+ years Service code 71 · EIN 94-1737782 | Brokerage Fees | $854 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,844 | $55,472+204.4% | $155,567+8.5% | $74,546+126.5% |
| Participation rate | 100.0% | 61.9%+38.1pp | 78.2%+21.8pp | 67.2%+32.8pp |
| Annual return | 12.84% | 268.72%-255.9pp | 64.74%-51.9pp | 1366.03%-1353.2pp |
| Employer contribution / active EE | $2,659 | $2,269+17.2% | $4,674-43.1% | $2,624+1.3% |
| Participant deferral / active EE | $5,688 | $2,838+100.4% | $5,628+1.1% | $4,347+30.8% |
| Admin fee / account holder | $561 | $1,743-67.8% | $15,916-96.5% | $1,944-71.2% |