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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,639 | $121,677-44.4% | $104,625-35.4% | $158,966-57.5% |
| Participation rate | 78.6% | 77.5%+1.0pp | 74.1%+4.5pp | 82.0%-3.4pp |
| Annual return | 15.54% | 465.58%-450.0pp | 340.60%-325.1pp | 302.95%-287.4pp |
| Employer contribution / active EE | $225 | $3,165-92.9% | $2,681-91.6% | $4,762-95.3% |
| Participant deferral / active EE | $2,208 | $4,175-47.1% | $3,738-40.9% | $5,983-63.1% |
| Admin fee / account holder | $408 | $7,777-94.7% | $6,465-93.7% | $11,250-96.4% |