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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,700 | $117,433-51.7% | $99,475-43.0% | $152,897-62.9% |
| Participation rate | 70.6% | 77.5%-7.0pp | 73.8%-3.2pp | 82.5%-11.9pp |
| Annual return | 19.41% | 31.87%-12.5pp | 30.72%-11.3pp | 345.43%-326.0pp |
| Employer contribution / active EE | $181 | $3,013-94.0% | $2,540-92.9% | $4,764-96.2% |
| Participant deferral / active EE | $1,605 | $4,086-60.7% | $3,619-55.6% | $5,851-72.6% |
| Admin fee / account holder | $1,445 | $7,634-81.1% | $6,252-76.9% | $11,599-87.5% |