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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,799 | $124,346+113.0% | $111,308+137.9% | $167,536+58.1% |
| Participation rate | 83.3% | 79.6%+3.7pp | 77.3%+6.0pp | 82.1%+1.2pp |
| Annual return | 3.25% | 37.45%-34.2pp | 54.67%-51.4pp | 478.82%-475.6pp |
| Employer contribution / active EE | $2,294 | $3,437-33.3% | $2,732-16.0% | $4,839-52.6% |
| Participant deferral / active EE | $7,906 | $5,182+52.6% | $4,487+76.2% | $6,342+24.7% |
| Admin fee / account holder | $820 | $10,621-92.3% | $7,965-89.7% | $12,315-93.3% |