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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,769 | $92,219+188.2% | $76,767+246.2% | $135,380+96.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -7.07% | 5.46%-12.5pp | 2.43%-9.5pp | 519.81%-526.9pp |
| Employer contribution / active EE | $2,288 | $3,216-28.8% | $2,485-7.9% | $4,779-52.1% |
| Participant deferral / active EE | $7,725 | $4,508+71.4% | $3,852+100.6% | $5,609+37.7% |
| Admin fee / account holder | $2,220 | $10,749-79.3% | $6,675-66.7% | $10,828-79.5% |