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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,498 | $112,131+82.4% | $95,964+113.1% | $158,982+28.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | -6.52% | 171.19%-177.7pp | 91.64%-98.2pp | 302.99%-309.5pp |
| Employer contribution / active EE | $2,417 | $3,199-24.5% | $2,541-4.9% | $4,763-49.3% |
| Participant deferral / active EE | $7,867 | $4,784+64.4% | $4,167+88.8% | $5,983+31.5% |
| Admin fee / account holder | $24,899 | $10,136+145.7% | $6,797+266.3% | $11,252+121.3% |