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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,563 | $61,815-48.9% | $97,295-67.6% | $80,959-61.0% |
| Participation rate | 56.7% | 63.5%-6.8pp | 72.7%-16.0pp | 67.7%-11.0pp |
| Annual return | 26.05% | -558.73%+584.8pp | 75.62%-49.6pp | 35.67%-9.6pp |
| Employer contribution / active EE | $1,501 | $1,836-18.3% | $2,723-44.9% | $2,757-45.6% |
| Participant deferral / active EE | $2,844 | $3,027-6.0% | $4,264-33.3% | $4,300-33.9% |
| Admin fee / account holder | $2,924 | $5,166-43.4% | $5,646-48.2% | $6,925-57.8% |