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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,304 | $77,920-21.3% | $149,723-59.1% | $75,177-18.5% |
| Participation rate | 92.3% | 65.6%+26.7pp | 78.8%+13.5pp | 67.2%+25.1pp |
| Annual return | 8.60% | 31.72%-23.1pp | 134.50%-125.9pp | 160.75%-152.2pp |
| Employer contribution / active EE | $3,370 | $3,138+7.4% | $4,821-30.1% | $2,671+26.2% |
| Participant deferral / active EE | $2,317 | $3,411-32.1% | $5,682-59.2% | $4,126-43.9% |
| Admin fee / account holder | $517 | $5,951-91.3% | $13,215-96.1% | $5,651-90.9% |