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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,575 | $85,171-40.6% | $172,753-70.7% | $72,976-30.7% |
| Participation rate | 94.1% | 70.1%+24.1pp | 82.6%+11.5pp | 69.5%+24.6pp |
| Annual return | 9.25% | 27.32%-18.1pp | 803.00%-793.7pp | 81.02%-71.8pp |
| Employer contribution / active EE | $1,758 | $3,324-47.1% | $5,144-65.8% | $2,440-28.0% |
| Participant deferral / active EE | $3,231 | $3,260-0.9% | $5,198-37.8% | $3,608-10.5% |
| Admin fee / account holder | $11,500 | $5,880+95.6% | $13,956-17.6% | $5,124+124.4% |