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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,407 | $91,198-55.7% | $178,503-77.4% | $79,856-49.4% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 6.62% | 24.20%-17.6pp | 151.12%-144.5pp | 31.71%-25.1pp |
| Employer contribution / active EE | $2,123 | $3,257-34.8% | $5,011-57.6% | $2,471-14.1% |
| Participant deferral / active EE | $2,647 | $3,237-18.2% | $5,202-49.1% | $3,741-29.2% |
| Admin fee / account holder | $7,027 | $6,748+4.1% | $13,987-49.8% | $5,306+32.4% |