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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Participant communication; Account ma... | $110,251 |
CHARLES SCHWAB & CO., INC.2+ years Service code 33 · EIN 94-1737782 | Securities brokerage; Securities brok... | $347 |
NATIONAL FINANCIAL SERVICES2+ years Service code 33 · EIN 04-3523567 | Securities brokerage commissions and ... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,073 | $46,732+300.3% | $156,551+19.5% | $55,167+239.1% |
| Participation rate | 98.9% | 65.8%+33.1pp | 84.0%+14.8pp | 69.0%+29.9pp |
| Annual return | 6.61% | 17.72%-11.1pp | 32.23%-25.6pp | 169.23%-162.6pp |
| Employer contribution / active EE | $10,046 | $2,105+377.2% | $5,501+82.6% | $1,963+411.9% |
| Participant deferral / active EE | $7,449 | $2,204+237.9% | $4,871+52.9% | $3,054+143.9% |
| Admin fee / account holder | $683 | $418+63.2% | $13,028-94.8% | $504+35.5% |