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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Direct payment from the plan; Securit... | $44,502 |
Service code 16 · EIN 03-0519130 | Consulting | $7,715 |
CHARLES SCHWAB & CO., INC.4+ years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $6,494 |
NATIONAL FINANCIAL SERVICES4+ years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,157 | $47,977+298.4% | $154,108+24.0% | $56,289+239.6% |
| Participation rate | 100.0% | 66.2%+33.8pp | 83.0%+17.0pp | 69.9%+30.1pp |
| Annual return | -3.91% | 3.54%-7.5pp | 735.21%-739.1pp | -9.96%+6.0pp |
| Employer contribution / active EE | $9,637 | $2,169+344.3% | $5,298+81.9% | $2,111+356.5% |
| Participant deferral / active EE | $7,929 | $2,392+231.5% | $5,081+56.1% | $3,350+136.7% |
| Admin fee / account holder | $429 | $438-2.0% | $13,411-96.8% | $521-17.6% |