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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,179 | $126,661-93.5% | $113,397-92.8% | $138,895-94.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 5.24% | 25.05%-19.8pp | 23.20%-18.0pp | 145.39%-140.2pp |
| Employer contribution / active EE | $2,302 | $3,456-33.4% | $2,977-22.7% | $4,194-45.1% |
| Participant deferral / active EE | $0 | $5,693-100.0% | $5,076-100.0% | $6,396-100.0% |
| Admin fee / account holder | $958 | $14,549-93.4% | $11,957-92.0% | $12,562-92.4% |