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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,179 | $138,312-94.1% | $122,979-93.3% | $155,188-94.7% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 5.24% | 22.06%-16.8pp | 20.12%-14.9pp | 148.84%-143.6pp |
| Employer contribution / active EE | $2,302 | $3,530-34.8% | $3,062-24.8% | $4,248-45.8% |
| Participant deferral / active EE | $0 | $5,592-100.0% | $5,003-100.0% | $6,531-100.0% |
| Admin fee / account holder | $958 | $15,089-93.6% | $12,864-92.6% | $14,480-93.4% |