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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,179 | $124,425-93.4% | $112,040-92.7% | $137,256-94.0% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 5.24% | 24.72%-19.5pp | 24.52%-19.3pp | 220.34%-215.1pp |
| Employer contribution / active EE | $2,302 | $3,411-32.5% | $2,954-22.1% | $4,156-44.6% |
| Participant deferral / active EE | $0 | $5,718-100.0% | $5,098-100.0% | $6,407-100.0% |
| Admin fee / account holder | $958 | $15,207-93.7% | $12,098-92.1% | $12,270-92.2% |