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| Provider | Service type | Compensation |
|---|---|---|
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $84,698 |
Filed as: SHEPHERD FINANCIAL INVESTMENT Service code 27 · EIN 82-0759826 | Advisory (Plan) | $23,978 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,529 | $62,581+27.1% | $124,693-36.2% | $86,821-8.4% |
| Participation rate | 97.2% | 56.9%+40.3pp | 74.6%+22.6pp | 72.3%+24.9pp |
| Annual return | 16.39% | 26.67%-10.3pp | 5144.19%-5127.8pp | 97.94%-81.5pp |
| Employer contribution / active EE | $1,967 | $1,604+22.7% | $3,324-40.8% | $2,406-18.2% |
| Participant deferral / active EE | $6,467 | $2,725+137.3% | $4,615+40.1% | $4,132+56.5% |
| Admin fee / account holder | $119 | $170-29.9% | $7,494-98.4% | $170-29.9% |