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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,676 | $73,978+96.9% | $96,515+50.9% | $75,173+93.8% |
| Participation rate | 79.6% | 66.4%+13.2pp | 74.3%+5.3pp | 67.2%+12.4pp |
| Annual return | 10.99% | 26.72%-15.7pp | 35.73%-24.7pp | 160.72%-149.7pp |
| Employer contribution / active EE | $4,804 | $2,931+63.9% | $3,740+28.5% | $2,671+79.9% |
| Participant deferral / active EE | $5,126 | $3,660+40.0% | $4,880+5.0% | $4,126+24.2% |
| Admin fee / account holder | $21,395 | $5,219+310.0% | $6,735+217.7% | $5,651+278.6% |