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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,097 | $148,623+19.2% | $135,974+30.2% | $139,466+27.0% |
| Participation rate | 57.1% | 83.9%-26.7pp | 81.9%-24.8pp | 80.3%-23.2pp |
| Annual return | 26.38% | 79.30%-52.9pp | 68.30%-41.9pp | 373.66%-347.3pp |
| Employer contribution / active EE | $3,994 | $5,246-23.9% | $4,859-17.8% | $4,754-16.0% |
| Participant deferral / active EE | $4,058 | $8,103-49.9% | $7,760-47.7% | $6,712-39.5% |
| Admin fee / account holder | $1,214 | $12,406-90.2% | $10,767-88.7% | $11,409-89.4% |