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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,126 | $150,447+29.7% | $136,298+43.2% | $147,586+32.2% |
| Participation rate | 82.4% | 84.4%-2.1pp | 81.9%+0.4pp | 82.8%-0.5pp |
| Annual return | 19.76% | 1049.15%-1029.4pp | 5156.27%-5136.5pp | 578.59%-558.8pp |
| Employer contribution / active EE | $2,255 | $5,256-57.1% | $4,696-52.0% | $4,876-53.7% |
| Participant deferral / active EE | $4,908 | $6,631-26.0% | $6,247-21.4% | $5,439-9.8% |
| Admin fee / account holder | $36,311 | $10,906+232.9% | $9,244+292.8% | $10,886+233.6% |