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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,291 | $82,678-7.7% | $125,391-39.2% | $68,490+11.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -21.46% | -5.97%-15.5pp | 572.41%-593.9pp | -7.85%-13.6pp |
| Employer contribution / active EE | $2,756 | $3,382-18.5% | $4,816-42.8% | $2,597+6.1% |
| Participant deferral / active EE | $2,561 | $6,111-58.1% | $7,448-65.6% | $4,028-36.4% |
| Admin fee / account holder | $5,611 | $6,277-10.6% | $10,009-43.9% | $5,403+3.8% |