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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,784 | $154,228+6.8% | $145,433+13.3% | $137,256+20.1% |
| Participation rate | 93.8% | 83.8%+10.0pp | 82.1%+11.6pp | 80.0%+13.8pp |
| Annual return | 12.94% | 74.59%-61.6pp | 66.58%-53.6pp | 220.34%-207.4pp |
| Employer contribution / active EE | $5,801 | $4,804+20.7% | $4,554+27.4% | $4,156+39.6% |
| Participant deferral / active EE | $6,493 | $8,216-21.0% | $7,897-17.8% | $6,407+1.3% |
| Admin fee / account holder | $46,773 | $14,344+226.1% | $13,129+256.3% | $12,270+281.2% |