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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,237 | $160,070+33.8% | $147,117+45.6% | $145,897+46.8% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 22.28% | 98.69%-76.4pp | 420.54%-398.3pp | 552.29%-530.0pp |
| Employer contribution / active EE | $4,547 | $5,285-14.0% | $4,932-7.8% | $4,663-2.5% |
| Participant deferral / active EE | $5,019 | $8,419-40.4% | $8,065-37.8% | $6,689-25.0% |
| Admin fee / account holder | $11,925 | $15,035-20.7% | $12,993-8.2% | $13,390-10.9% |