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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,291 | $72,177-63.6% | $115,038-77.1% | $59,633-55.9% |
| Participation rate | 50.8% | 72.6%-21.8pp | 81.4%-30.6pp | 68.7%-17.9pp |
| Annual return | 1.09% | 12.02%-10.9pp | 26.14%-25.0pp | 2041.45%-2040.4pp |
| Employer contribution / active EE | $695 | $2,841-75.5% | $4,608-84.9% | $2,203-68.5% |
| Participant deferral / active EE | $2,609 | $4,783-45.5% | $6,026-56.7% | $3,192-18.3% |
| Admin fee / account holder | $6,593 | $4,927+33.8% | $8,175-19.4% | $4,297+53.4% |