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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,946 | $89,370-24.0% | $141,197-51.9% | $72,976-6.9% |
| Participation rate | 91.9% | 75.1%+16.8pp | 82.5%+9.5pp | 69.5%+22.4pp |
| Annual return | 30.89% | 111.88%-81.0pp | 71.41%-40.5pp | 81.02%-50.1pp |
| Employer contribution / active EE | $2,022 | $3,115-35.1% | $4,736-57.3% | $2,440-17.1% |
| Participant deferral / active EE | $6,040 | $5,419+11.5% | $6,710-10.0% | $3,608+67.4% |
| Admin fee / account holder | $3,225 | $5,957-45.9% | $10,265-68.6% | $5,124-37.1% |