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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,913 | $111,535+187.7% | $105,223+205.0% | $137,256+133.8% |
| Participation rate | 81.0% | 78.1%+2.9pp | 75.0%+5.9pp | 80.0%+1.0pp |
| Annual return | 19.76% | 237.85%-218.1pp | 180.65%-160.9pp | 220.34%-200.6pp |
| Employer contribution / active EE | $2,777 | $3,939-29.5% | $3,689-24.7% | $4,156-33.2% |
| Participant deferral / active EE | $8,243 | $5,500+49.9% | $5,072+62.5% | $6,407+28.7% |
| Admin fee / account holder | $1,497 | $9,721-84.6% | $8,859-83.1% | $12,270-87.8% |