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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,591 | $107,363+147.4% | $92,909+185.9% | $152,897+73.7% |
| Participation rate | 93.3% | 79.8%+13.5pp | 76.0%+17.3pp | 82.5%+10.9pp |
| Annual return | 21.97% | 145.63%-123.7pp | 109.44%-87.5pp | 345.43%-323.5pp |
| Employer contribution / active EE | $1,580 | $4,222-62.6% | $3,653-56.8% | $4,764-66.8% |
| Participant deferral / active EE | $8,827 | $4,848+82.1% | $4,238+108.3% | $5,851+50.9% |
| Admin fee / account holder | $15,206 | $7,082+114.7% | $5,795+162.4% | $11,599+31.1% |