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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,711 | $115,810+145.0% | $101,271+180.1% | $158,966+78.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 15.60% | 56.15%-40.6pp | 46.48%-30.9pp | 302.95%-287.3pp |
| Employer contribution / active EE | $6,470 | $4,175+55.0% | $3,660+76.8% | $4,762+35.9% |
| Participant deferral / active EE | $9,122 | $4,958+84.0% | $4,371+108.7% | $5,983+52.5% |
| Admin fee / account holder | $5,642 | $7,248-22.2% | $5,948-5.1% | $11,250-49.8% |