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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,009 | $125,190-88.8% | $105,624-86.7% | $145,897-90.4% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 9.85% | 225.22%-215.4pp | 116.20%-106.4pp | 552.29%-542.4pp |
| Employer contribution / active EE | $1,678 | $3,720-54.9% | $3,168-47.0% | $4,663-64.0% |
| Participant deferral / active EE | $2,529 | $5,716-55.8% | $5,013-49.5% | $6,689-62.2% |
| Admin fee / account holder | $1,712 | $17,138-90.0% | $10,961-84.4% | $13,390-87.2% |