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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,950 | $60,349-5.6% | $74,184-23.2% | $62,881-9.4% |
| Participation rate | 56.1% | 72.7%-16.6pp | 76.6%-20.5pp | 69.3%-13.2pp |
| Annual return | 5.67% | 21.38%-15.7pp | 17.74%-12.1pp | 20.14%-14.5pp |
| Employer contribution / active EE | $2,706 | $1,680+61.0% | $2,370+14.2% | $2,281+18.6% |
| Participant deferral / active EE | $2,490 | $2,856-12.8% | $3,550-29.9% | $3,203-22.3% |
| Admin fee / account holder | $1,711 | $4,261-59.8% | $5,586-69.4% | $4,296-60.2% |