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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,685 | $112,131+61.1% | $95,964+88.3% | $158,982+13.7% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 19.10% | 171.19%-152.1pp | 91.64%-72.5pp | 302.99%-283.9pp |
| Employer contribution / active EE | $6,772 | $3,199+111.7% | $2,541+166.5% | $4,763+42.2% |
| Participant deferral / active EE | $7,801 | $4,784+63.1% | $4,167+87.2% | $5,983+30.4% |
| Admin fee / account holder | $413 | $10,136-95.9% | $6,797-93.9% | $11,252-96.3% |