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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,220 | $72,404-27.9% | $110,241-52.6% | $64,181-18.6% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -5.85% | -6.29%+0.4pp | 314.75%-320.6pp | 7.63%-13.5pp |
| Employer contribution / active EE | $497 | $2,282-78.2% | $3,827-87.0% | $2,381-79.1% |
| Participant deferral / active EE | $4,340 | $3,469+25.1% | $4,672-7.1% | $3,470+25.1% |
| Admin fee / account holder | $1,376 | $5,664-75.7% | $8,548-83.9% | $4,887-71.8% |