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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,888 | $78,705-30.3% | $117,860-53.4% | $70,124-21.7% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 17.13% | 23.30%-6.2pp | 335.10%-318.0pp | 73.14%-56.0pp |
| Employer contribution / active EE | $468 | $2,223-79.0% | $3,786-87.6% | $2,342-80.0% |
| Participant deferral / active EE | $4,166 | $3,297+26.4% | $4,482-7.0% | $3,332+25.1% |
| Admin fee / account holder | $2,707 | $5,065-46.6% | $8,021-66.2% | $4,645-41.7% |