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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $551,170 | $104,251+428.7% | $91,004+505.7% | $147,586+273.5% |
| Participation rate | 75.0% | 78.2%-3.2pp | 75.6%-0.6pp | 82.8%-7.8pp |
| Annual return | 16.45% | 27.06%-10.6pp | 4.60%+11.9pp | 578.59%-562.1pp |
| Employer contribution / active EE | $25,705 | $3,116+725.0% | $2,456+946.7% | $4,876+427.1% |
| Participant deferral / active EE | $0 | $4,195-100.0% | $3,548-100.0% | $5,439-100.0% |
| Admin fee / account holder | $97,522 | $8,948+989.9% | $5,417+1700.1% | $10,886+795.9% |