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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,818 | $83,908+407.5% | $68,509+521.6% | $125,389+239.6% |
| Participation rate | 92.9% | 78.2%+14.7pp | 74.7%+18.1pp | 83.2%+9.7pp |
| Annual return | 0.04% | 14.48%-14.4pp | 8.27%-8.2pp | 282.24%-282.2pp |
| Employer contribution / active EE | $27,942 | $3,031+821.9% | $2,278+1126.7% | $4,866+474.2% |
| Participant deferral / active EE | $0 | $4,125-100.0% | $3,382-100.0% | $5,352-100.0% |
| Admin fee / account holder | $52,930 | $8,982+489.3% | $5,275+903.5% | $9,541+454.8% |