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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1+ years Filed as: ADP Service code 15 · EIN 22-1467904 | Recordkeeping | $9,674 |
LPL FINANCIAL1+ years Service code 15 · EIN 04-3046611 | Recordkeeping | $8,587 |
ADP BROKER-DEALER1+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,303 | $42,546-52.3% | $71,796-71.7% | $55,167-63.2% |
| Participation rate | 63.1% | 59.1%+4.0pp | 69.1%-6.0pp | 69.0%-5.9pp |
| Annual return | 59.85% | 12.36%+47.5pp | 78.04%-18.2pp | 169.23%-109.4pp |
| Employer contribution / active EE | $0 | $803-100.0% | $1,924-100.0% | $1,963-100.0% |
| Participant deferral / active EE | $1,297 | $2,064-37.2% | $2,794-53.6% | $3,054-57.5% |
| Admin fee / account holder | $121 | $650-81.4% | $4,815-97.5% | $504-76.0% |