Retirement plan

TRAYLOR CONSTRUCTION GROUP 401(K) PLAN

Name: TRAYLOR BROS., INC. - TRAYLOR CONSTRUCTION GROUP 401(K) PLAN (2021) Form 5500
Creator: TRAYLOR BROS., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, TRAYLOR CONSTRUCTION GROUP 401(K) PLAN, TRAYLOR BROS., INC.

TRAYLOR BROS., INC.EIN 35-0799154Plan #003PY 2021

835 N CONGRESS AVENUE - EVANSVILLE, IN 477150039812-477-1542traylor.comLinkedIn201-500 employeesconstruction

Other plans on this EIN

1 filing

#002Retirement-$1.6M assets

Prospect flagsFailed to transmit contributions

How to read this page

Total assets (EOY)

$60.7M

+15.8% from 2020

Total participants

630

+103.2% from 2020

Average account balance

$111,670

-38.9% from 2020

Annual return

14.86%

-92.47 pp from 2020

Benchmarks

See 1,300 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants250-999

Cohort1,300 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$83.82M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$80K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,043

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

79.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$9.52M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+29.73%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$126

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
MORGAN STANLEY SMITH BARNEY7+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 27 1 NEW YORK PLZ 12TH FLOOR · NEW YORK, NY 10004	Advisory (Plan)	$51,976
MORGAN STANLEY SMITH BARNEY1 year Filed as: MORGAN STANLEY Service code 27 1300 THAMES ST WHARF 4TH FLOOR · BALTIMORE, MD 212319907	Advisory (Plan)	$17,192
GREAT-WEST LIFE & ANNUITY INSURANCE5 years Filed as: PUTNAM INVESTMENTS Service code 15 ONE POST OFFICE SQUARE · BOSTON, MA 02109	Recordkeeping	$0

Plan features & details

Pension benefit codes2E2F2G2J2K

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$69K

$142 / participant

Other / not subdivided$69K100.0%

% of EOY assets

0.114%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: HARDING SHYMANSKI & COMPANY, PSC
Auditor EIN: 351346211
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$111,670

$78,275+42.7%

$109,173+2.3%

$86,821+28.6%

Participation rate

82.4%

73.8%+8.5pp

75.9%+6.5pp

72.3%+10.1pp

Annual return

14.86%

19.14%-4.3pp

25.75%-10.9pp

97.94%-83.1pp

Employer contribution / active EE

$3,559

$3,105+14.6%

$3,723-4.4%

$2,406+47.9%

Participant deferral / active EE

$6,876

$3,641+88.9%

$4,654+47.8%

$4,132+66.4%

Admin fee / account holder

$127

$198-35.9%

$6,755-98.1%

$170-25.0%

Provider

Service type

Compensation

MORGAN STANLEY SMITH BARNEY7+ years

Filed as: MORGAN STANLEY SMITH BARNEY LLC

Service code 27

1 NEW YORK PLZ 12TH FLOOR · NEW YORK, NY 10004

Advisory (Plan)

$51,976

MORGAN STANLEY SMITH BARNEY1 year

Filed as: MORGAN STANLEY

Service code 27

1300 THAMES ST WHARF 4TH FLOOR · BALTIMORE, MD 212319907

Advisory (Plan)

$17,192

GREAT-WEST LIFE & ANNUITY INSURANCE5 years

Filed as: PUTNAM INVESTMENTS

Service code 15

ONE POST OFFICE SQUARE · BOSTON, MA 02109

Recordkeeping

TRAYLOR CONSTRUCTION GROUP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

TRAYLOR CONSTRUCTION GROUP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion