Retirement plan

OFFICERS AND REPRESENTATIVES OF THE UBC SAVINGS PLAN

Name: U. B. C. J. OF AMERICA - OFFICERS AND REPRESENTATIVES OF THE UBC SAVINGS PLAN (2017) Form 5500
Creator: U. B. C. J. OF AMERICA
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, OFFICERS AND REPRESENTATIVES OF THE UBC SAVINGS PLAN, U. B. C. J. OF AMERICA

U. B. C. J. OF AMERICAEIN 35-0723065Plan #001PY 2017

101 CONSTITUTION AVE N.W. - WASHINGTON, DC 20001202-546-6206LinkedIn51-200 employeescivic & social organization

Prospect flagsCorrective distributions

Top hat statement on fileNQDC

Filed February 13, 2020 (most recent of 3 filings on file)

Plan administrator

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212 Carpenters Union Way

Las Vegas, NV 89119

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Plans declared (4)

United Brotherhood of Carpenters and Joiners of America Ineligible Deferred Compensation Plan under the Internal Revenue Code Section 457(f) for Douglas McCarron1 emp
United Brotherhood of Carpenters and Joiners of America Ineligible Deferred Compensation Plan under Internal Revenue Code Section 457(f) for Frank Spencer1 emp
United Brotherhood of Carpenters and Joiners of America Ineligible Deferred Compensation Plan under the Internal Revenue Code Section 457(f) for David Tharp1 emp
United Brotherhood of Carpenters and Joiners of America Ineligible Deferred Compensation Plan under the Internal Revenue Code Section 457(f) for Michael Capelli1 emp

Total covered: 4 employees

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Total assets (EOY)

$28M

+16.9% from 2016

Total participants

131

+1.6% from 2016

Average account balance

$215,557

+14.2% from 2016

Annual return

15.18%

+9.27 pp from 2016

Benchmarks

See 7,912 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort7,912 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$31.91M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$202K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

158

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.21M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$20K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.12%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$22

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 1 by compensation

Provider	Service type	Compensation
THE VANGUARD GROUP, INC.3+ years Service code 15 · EIN 23-1945930	Recordkeeping	$2,733

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$2K

$25 / participant

Other / not subdivided$2K100.0%

% of EOY assets

0.008%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CALIBRE CPA
Auditor EIN: 470900880
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$215,557

$53,128+305.7%

$86,581+149.0%

$70,124+207.4%

Participation rate

98.8%

65.3%+33.5pp

73.5%+25.3pp

69.5%+29.3pp

Annual return

15.18%

27.66%-12.5pp

965.06%-949.9pp

73.14%-58.0pp

Employer contribution / active EE

$13,527

$2,068+554.1%

$2,840+376.4%

$2,342+477.5%

Participant deferral / active EE

$7,927

$2,695+194.1%

$3,609+119.7%

$3,332+137.9%

Admin fee / account holder

$16

$3,584-99.5%

$4,904-99.7%

$4,645-99.6%

Provider

Service type

Compensation

THE VANGUARD GROUP, INC.3+ years

Service code 15 · EIN 23-1945930

Recordkeeping

$2,733

OFFICERS AND REPRESENTATIVES OF THE UBC SAVINGS PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (4)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

OFFICERS AND REPRESENTATIVES OF THE UBC SAVINGS PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (4)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion