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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,738 | $91,559+20.9% | $133,959-17.3% | $79,858+38.7% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 6.78% | 61.85%-55.1pp | 45.09%-38.3pp | 31.72%-24.9pp |
| Employer contribution / active EE | $5,429 | $2,384+127.8% | $3,919+38.6% | $2,471+119.7% |
| Participant deferral / active EE | $5,080 | $3,734+36.1% | $5,047+0.6% | $3,740+35.8% |
| Admin fee / account holder | $26,086 | $6,321+312.7% | $8,928+192.2% | $5,306+391.6% |