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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,555 | $69,977+55.1% | $108,5820% | $62,881+72.6% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | 4.88% | 10.73%-5.9pp | -51.70%+56.6pp | 20.14%-15.3pp |
| Employer contribution / active EE | $1,025 | $2,135-52.0% | $3,758-72.7% | $2,281-55.1% |
| Participant deferral / active EE | $4,535 | $3,165+43.3% | $4,311+5.2% | $3,203+41.6% |
| Admin fee / account holder | $2,277 | $5,076-55.2% | $7,645-70.2% | $4,296-47.0% |