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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS5 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $13,853 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,143 | $56,638-11.5% | $169,385-70.4% | $74,440-32.6% |
| Participation rate | 51.5% | 67.5%-16.0pp | 77.2%-25.6pp | 70.7%-19.2pp |
| Annual return | 21.22% | 24.75%-3.5pp | 405.82%-384.6pp | 34.37%-13.1pp |
| Employer contribution / active EE | $738 | $2,027-63.6% | $4,012-81.6% | $2,638-72.0% |
| Participant deferral / active EE | $2,644 | $4,223-37.4% | $6,221-57.5% | $4,529-41.6% |
| Admin fee / account holder | $24 | $307-92.1% | $9,011-99.7% | $348-93.0% |