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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1+ years Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 25 · EIN 95-1411037 | Directed Trustee | $5,706 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,886 | $44,229-57.3% | $155,789-87.9% | $55,191-65.8% |
| Participation rate | 59.1% | 60.8%-1.7pp | 76.1%-17.0pp | 69.2%-10.0pp |
| Annual return | 1.61% | 0.37%+1.2pp | 71.54%-69.9pp | 10.78%-9.2pp |
| Employer contribution / active EE | $0 | $1,317-100.0% | $3,839-100.0% | $1,899-100.0% |
| Participant deferral / active EE | $1,218 | $2,851-57.3% | $4,798-74.6% | $3,046-60.0% |
| Admin fee / account holder | $8 | $86-90.2% | $7,477-99.9% | $91-90.7% |