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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $45,338 |
CAPFINANCIAL PARTNERS LLC3 years Service code 27 · EIN 26-0058143 | Advisory (Plan) | $38,328 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,435 | $84,784-38.2% | $98,461-46.7% | $74,460-29.6% |
| Participation rate | 94.9% | 81.5%+13.4pp | 75.2%+19.8pp | 70.7%+24.2pp |
| Annual return | 18.33% | 20.59%-2.3pp | 21.17%-2.8pp | 34.38%-16.0pp |
| Employer contribution / active EE | $2,022 | $3,364-39.9% | $3,049-33.7% | $2,638-23.3% |
| Participant deferral / active EE | $3,184 | $5,218-39.0% | $4,738-32.8% | $4,530-29.7% |
| Admin fee / account holder | $203 | $204-0.7% | $8,961-97.7% | $348-41.6% |