Filed May 8, 2006
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $27,051 |
Filed as: ROYAL ALLIANCE ASSOCIATES Service code 27 | Advisory (Plan) | $11,500 |
Filed as: ROYAL ALLIANCE ASSOCIATES INC. Service code 27 · EIN 93-0987232 | Advisory (Plan) | $0 |
Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,877 | $69,708+20.3% | $67,560+24.2% | $74,478+12.6% |
| Participation rate | 59.2% | 71.4%-12.2pp | 72.9%-13.7pp | 67.2%-8.0pp |
| Annual return | 11.46% | -40.67%+52.1pp | 3533.50%-3522.0pp | 1370.56%-1359.1pp |
| Employer contribution / active EE | $1,727 | $2,715-36.4% | $2,737-36.9% | $2,626-34.2% |
| Participant deferral / active EE | $2,857 | $3,637-21.5% | $4,004-28.7% | $4,350-34.3% |
| Admin fee / account holder | $125 | $887-85.9% | $3,994-96.9% | $1,946-93.6% |