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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,089 | $88,815+99.4% | $81,882+116.3% | $145,897+21.4% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 13.67% | 1033.75%-1020.1pp | 779.47%-765.8pp | 552.29%-538.6pp |
| Employer contribution / active EE | $2,107 | $3,086-31.7% | $2,916-27.7% | $4,663-54.8% |
| Participant deferral / active EE | $3,365 | $4,647-27.6% | $4,323-22.2% | $6,689-49.7% |
| Admin fee / account holder | $27,251 | $8,434+223.1% | $7,360+270.3% | $13,390+103.5% |