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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,480 | $96,965+323.3% | $97,995+318.9% | $147,585+178.1% |
| Participation rate | 100.0% | 83.6%+16.4pp | 82.4%+17.6pp | 82.8%+17.2pp |
| Annual return | 5.28% | 24.11%-18.8pp | 23.94%-18.7pp | 578.58%-573.3pp |
| Employer contribution / active EE | $12,596 | $4,536+177.7% | $4,158+202.9% | $4,876+158.3% |
| Participant deferral / active EE | $394 | $5,081-92.3% | $5,097-92.3% | $5,439-92.8% |
| Admin fee / account holder | $23,966 | $8,120+195.1% | $5,943+303.2% | $10,886+120.2% |