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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $500,382 | $88,583+464.9% | $88,497+465.4% | $273,972+82.6% |
| Participation rate | 100.0% | 83.5%+16.5pp | 82.4%+17.6pp | 83.0%+17.0pp |
| Annual return | 4.90% | 5.68%-0.8pp | 7.63%-2.7pp | 41.46%-36.6pp |
| Employer contribution / active EE | $16,687 | $4,502+270.6% | $4,036+313.4% | $4,869+242.7% |
| Participant deferral / active EE | $241 | $4,891-95.1% | $4,899-95.1% | $5,287-95.4% |
| Admin fee / account holder | $6,962 | $8,980-22.5% | $6,220+11.9% | $10,133-31.3% |