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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,260 | $109,863+50.4% | $98,477+67.8% | $167,518-1.3% |
| Participation rate | 20.0% | 75.8%-55.8pp | 73.3%-53.3pp | 82.1%-62.1pp |
| Annual return | 10.15% | 1958.09%-1947.9pp | 1493.59%-1483.4pp | 478.71%-468.6pp |
| Employer contribution / active EE | $4,056 | $3,225+25.8% | $2,961+37.0% | $4,838-16.2% |
| Participant deferral / active EE | $5,200 | $4,673+11.3% | $4,276+21.6% | $6,342-18.0% |
| Admin fee / account holder | $1,378 | $6,755-79.6% | $5,951-76.8% | $12,312-88.8% |