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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,384 | $92,743+94.5% | $82,744+118.0% | $134,532+34.1% |
| Participation rate | 33.3% | 75.2%-41.9pp | 72.6%-39.2pp | 81.2%-47.9pp |
| Annual return | -17.63% | 946.63%-964.3pp | 702.22%-719.8pp | 418.27%-435.9pp |
| Employer contribution / active EE | $5,760 | $3,273+76.0% | $3,008+91.5% | $4,741+21.5% |
| Participant deferral / active EE | $8,993 | $4,802+87.3% | $4,395+104.6% | $6,401+40.5% |
| Admin fee / account holder | $1,707 | $5,977-71.4% | $5,325-67.9% | $11,429-85.1% |