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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,568 | $87,544+36.6% | $75,784+57.8% | $125,388-4.6% |
| Participation rate | 66.7% | 80.2%-13.5pp | 75.8%-9.2pp | 83.2%-16.5pp |
| Annual return | -2.68% | 13.49%-16.2pp | 9.68%-12.4pp | 282.24%-284.9pp |
| Employer contribution / active EE | $8,100 | $3,930+106.1% | $3,323+143.7% | $4,866+66.5% |
| Participant deferral / active EE | $13,950 | $4,229+229.8% | $3,652+282.0% | $5,352+160.7% |
| Admin fee / account holder | $692 | $6,502-89.4% | $5,300-86.9% | $9,541-92.7% |