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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,001 | $99,345+101.3% | $84,753+136.0% | $273,972-27.0% |
| Participation rate | 50.0% | 80.7%-30.7pp | 76.6%-26.6pp | 83.0%-33.0pp |
| Annual return | 12.45% | 22.93%-10.5pp | 22.78%-10.3pp | 41.46%-29.0pp |
| Employer contribution / active EE | $6,064 | $4,214+43.9% | $3,574+69.6% | $4,869+24.5% |
| Participant deferral / active EE | $10,463 | $4,270+145.0% | $3,712+181.9% | $5,287+97.9% |
| Admin fee / account holder | $2,340 | $6,645-64.8% | $5,333-56.1% | $10,133-76.9% |