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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,439 | $95,383+71.4% | $185,837-12.1% | $85,856+90.4% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 14.31% | 23.59%-9.3pp | 122.08%-107.8pp | 318.58%-304.3pp |
| Employer contribution / active EE | $5,238 | $3,313+58.1% | $5,168+1.4% | $2,565+104.2% |
| Participant deferral / active EE | $5,931 | $3,423+73.3% | $5,568+6.5% | $3,952+50.1% |
| Admin fee / account holder | $1,426 | $7,213-80.2% | $16,241-91.2% | $6,261-77.2% |