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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,550 | $91,198+38.8% | $178,503-29.1% | $79,856+58.5% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 8.77% | 24.20%-15.4pp | 151.12%-142.3pp | 31.71%-22.9pp |
| Employer contribution / active EE | $5,074 | $3,257+55.8% | $5,011+1.2% | $2,471+105.3% |
| Participant deferral / active EE | $5,574 | $3,237+72.2% | $5,202+7.1% | $3,741+49.0% |
| Admin fee / account holder | $3,146 | $6,748-53.4% | $13,987-77.5% | $5,306-40.7% |