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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,527 | $198,457-16.6% | $170,435-2.9% | $147,586+12.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 22.97% | 257.30%-234.3pp | 205.94%-183.0pp | 578.59%-555.6pp |
| Employer contribution / active EE | $9,856 | $6,183+59.4% | $5,432+81.4% | $4,876+102.1% |
| Participant deferral / active EE | $5,410 | $5,629-3.9% | $4,939+9.5% | $5,439-0.5% |
| Admin fee / account holder | $2,606 | $16,852-84.5% | $13,881-81.2% | $10,886-76.1% |